I would never recommend them to a friend or a family member just because that's the worst customer service experience I ever have and I feel ripped off. He told me he wasn't going to waste time listening to my problems which was just plain rude. I called Check n Go collections department and spoke with a manager who states they sold my information at the beginning of this month to a United Debt Holdings company and that he could not help me. They violated their payment arrangements and had the nerve to say I committed fraud! I just got out the hospital and they have upset me so much that I may have to return. I receive a call today from some lady stating she represented some pre-litigation team who was threatening to send papers to press charges to my employer stating I have committed fraud. #Xact loans reviews full#They continued trying to withdraw the full balance out of my checking account without my permission and never contacted me back. In the same month, they tried taking out $625 which was not the installment amount of $70 that I agreed to. Availability of installment loans in your state is subject to change at any time with or without notice at the sole discretion of CreditCube.I took out a loan in March for $500. Business Day means Monday through Friday excluding all federal banking holidaysĬreditCube does not lend to residents of Pennsylvania, Connecticut, Minnesota, New York, Vermont, Virginia and West Virginia. Deposit times may vary depending on your bank. Example: If your loan is processed and approved on Friday before 3pm EST, the loan will typically be funded on the following Monday. *** Loan Applications processed and approved before 3pm EST Monday-Friday are typically funded on the next business day. Please see our Loyalty Program page for more information. For returning CreditCube customers, rates may go down over time based on your CreditCube Loyalty Program status and your payment history with us. ** Maximum loan amount is $500 for first-time customers. We verify applicant information through national databases including, but not limited to, Clarity Services, Inc., a credit reporting agency, and we may pull your credit in order to determine your eligibility and ability to repay. You acknowledge that by completing and submitting the website application that you are applying for a Loan. CreditCube reviews your information in real-time to determine whether your information meets our lending criteria. #Xact loans reviews verification#Approval may take longer if additional verification documents are requested. * Loan approvals are subject to underwriting. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. CreditCube loans are designed to assist you in meeting your short term borrowing needs and are not intended to be a long term financial solution. Please note: This is an expensive form of borrowing. Each aspect of communication and transaction with/on this site will be deemed to have occurred in CreditCube’s Big Valley Band of Pomo Indian Reservation offices, regardless of the location where you are accessing or viewing this site. Any Agreement entered into as a result of this Application shall be governed by applicable Tribal and federal law. CreditCube is a Tribal enterprise, wholly owned and operated by the Big Valley Band of Pomo Indians, a federally-recognized American Indian tribe and sovereign government.
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